I’ve mentioned TopCashBack in many of my blog posts and thought I’d dedicate an article to the this great service and way of saving/making cash.
TopCashBack is an online service whereby you click through to a merchant (i.e. seller) via their site. They track this site visit, and if you make a purchase, you receive cash back.
The service has literally saved me over a thousand pounds since I joined a few years ago, and continues to do save me money.
Of course you have to sign up with TopCashBack and register you bank details. It costs nothing though. You simply search for a merchant, or services description, and it will list the merchant or suitable alternatives, with the amount of cashback on offer.
For example, say you want to book a hotel for a night and have spotted a good deal on Hotels.com. Instead of booking directly through Hotels.com, you log into your TopCashBack account and enter Hotels.com in the merchant search. Usually they are offering around 7% cashback with this site. You check the terms and click through to Hotels.com; a new window is opened and ‘tracked’. You then place your booking as normal with Hotels.com.
Behind the scenes, the booking is tracked. Once your hotel booking is completed (i.e. after you have visited, as potentially you could
cancel) then Hotels.com informs TopCashBack and they are able to claim cashback from them, which is later paid into your account.
It can take quite a long time sometimes to get your cashback – usually 6 to 8 weeks – but you will get it eventually.
7% cashback on a £80 hotel booking is £5.60, so well worth doing.
And once you get into the habit of checking TopCashBack before buying anything online, you can save a small fortune – I’ve saved over a £1000 over the years.
Sometimes only a very small percentage, as little as 0.5%, is offered, but it all adds up. Cashback can be a percent of the purchase price,
or often a fixed value, for example, I recently had a £65 cashback offer on home insurance I took out.
Some of the best cashback deals are on services – such as switching Energy suppliers. Currently Npower are offering £47.25 cashback if you switch to them on their dual fuel plan. Mobile phone providers also offer high cashback volumes – O2 are offering up from £26 up to £126 cashback for some of their mobile contracts.
I mentioned I got a good cashback deal on home insurance; you can also save on car insurance, motorcycle insurance, business insurance – most forms of insurance, really. Just have a search in the TopCashBack merchants list.
Perhaps the insurance broker or service you were planning to use isn’t listed; but there is usually a suitable alternative. Occasionally,
you may find a better deal without cashback, but it’s always worth checking.
I’ve saved a small fortune in hotel bookings by using TopCashBack (see my article, The Art Of Cheap Holidays). I usually search several hotel sites such as Hotels.com, Venere.com , LastMinute.com, Expedia.com and LateRooms.com for the ideal hotel, then check current TopCashBack click through rates.
I may find a hotel for £60 on Venere.com and cheaper on LastMinute.com for £55; but TopCashBack may be offering 15% cashback at that point with Venere as opposed to LastMinute.com’s 5%, so purchasing via Venere effectively costs me only £51, as opposed to LastMinutes.com reduced price of £52.25.
TopCashBack tracks your cashback in a dashboard so you can easily see what you’re order and how the order is processing.
Of course, there are other cashback sites out there, such as Quidco, but personally I prefer the way TopCashBack works and it’s simple
interface. Only on a few rare occasions have I had to ‘chase’ cashback, but it’s always been sorted out eventually.
So what do I ask for giving you this wonderful advice on how to save so much money?
Just sign up with TopCashBack through my referral link here please 🙂